Commercial Checking Accounts

We offer a range of commercial checking accounts to accommodate any size of business. We also offer sweep accounts and Online Cash Management so you can get the most from your funds!

Association Account (non-interest)

• Minimum to open: $100.00
• Monthly service fee: none
• Non-interest bearing account
• No minimum balance requirement
• $.20 per item charge after 30 checks per statement cycle

Commercial Checking (non-interest)

Especially for corporations or partnerships who are not eligible for interest-bearing transaction accounts

• Minimum to open: $100.00
• Monthly service fee: $6.00
• Earnings credit applied on average collected balance based up 91-day Treasury Bill rate less the required reserve. An account analysis will be prepared monthly based on actual activity.
• Checks/Deposits: $.15 ea
• Deposited items: $.06 ea

Simple Business Checking (non-interest)

Especially for smaller businesses with predictable monthly activity numbers and who are not eligible for interest-bearing transaction accounts.

• Minimum to open: $100.00
• Monthly service fee: $4.00
• Deposited items: 100 free per month, $.10 each after 100
• Checks/Deposits: Combined 60 free per month, $.40 each after 60

Commercial NOW Checking (interest-bearing)

Eligible organizations include sole proprietorships, non-profit organizations, non-profit corporations and certain governmental agencies.

• Minimum to open: $100.00
• Interest: Paid monthly on the average collected balance
• Interest rate: Set according to current market conditions
• Monthly service fee: $6.00
• Checks/Deposits: $.15 each
• Deposited items: $.06 each