High Performance Business Checking Accounts

We have three GREAT Business Checking Accounts to choose from, and one is sure to be the perfect fit for your business or organization! 

Regardless of which account you choose, every new Midland National Bank Business Checking account includes:

  • FREE Business Debit Card with UChoose Rewards
  • FREE foreign ATM transactions
  • FREE Online Banking and Bill Pay
  • FREE return of check images for easy record keeping.
  • FREE easy-to-balance monthly statement
  • FREE thank you gift
  • FREE money for your debit card and unused checks

Open a business checking account and get a FREE Gift today!

Plus receive $25 for your old debit card and unused checks!


Totally FREE Business Checking

 Perfect for most businesses!

  • No minimum balance
  • No monthly service charge
  • 1,000 FREE monthly transaction items*
  • Up to $10,000 currency deposited per month FREE^


Business Interest Checking

  • Account earns competitive interest
  • 1,000 FREE monthly transaction items*
  • Only $1,500 minimum balance to avoid a low monthly fee of $6
  • Up to $10,000 currency deposited per month FREE^

Commercial Checking

 For businesses with more complex banking needs.
  • Earnings credit allowance± on deposit balances may offset activity fees
  • Only $15 monthly service charge
  • Transaction items are just 12¢ each*
  • Coin and currency deposits just 50¢ per $1,000
* Transaction items include debits and credits.
^ Includes coin and currency. Just $1.50 per $1,000 deposited over $10,000.
± Earnings credit applied on average collected balance based upon 91-day Treasury Bill rate less the required reserve.
‡ Receive reimbursement of Midland National Bank’s and the host bank’s fees for up to three foreign ATM transactions per month incurred outside the city limits of Newton, KS by presenting the receipts within 30 days of the transaction date.
Minimum opening deposit is only $50.


All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.


NOTICE: Midland National Bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. Please contact us with any concerns or comments.

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