Current Rates
Deposit Rates
Loan Rates
Certificates of Deposit Automobile Loans Checking & Savings Accounts Home Equity Loans Money Market Accounts Home Equity Lines of Credit Health Savings Accounts
For additional deposit rate information,
contact our Customer Service DepartmentHome Mortgage Loans
For additional loan rate information,
contact our Consumer Loan Department
Certificates of Deposit Interest Rates & Yields
| Certificate Type & Term | Interest Rate | APY* | Min. Opening Deposit |
|---|---|---|---|
| 7 Day CD | 0.40% | 0.40% | $10,000 |
| 8-89 Day CD | 0.30% | 0.30% | $500 |
| 90-181 Day CD | 0.60% | 0.60% | $500 |
| 6 Month CD | 1.00% | 1.00% | $500 |
| 12 Month CD | 1.19% | 1.20% | $500 |
| 14 Month Jump CD | 1.19% | 1.20% | $500 |
| 15 Month Jump CD | 1.29% | 1.30% | $500 |
| 18 Month Jump CD | 1.49% | 1.50% | $500 |
| 24 Month Jump CD | 1.49% | 1.50% | $500 |
| 36 Month Jump CD | 1.99% | 2.00% | $500 |
| 48 Month Jump CD | 2.38% | 2.40% | $500 |
| 60 Month CD | 2.62% | 2.65% | $500 |
|
APY = Annual Percentage Yield | |||
Checking & Savings Accounts, Interest Rates & Yields
Automobile Loan Interest Rates
| Vehicle Model Year: | Assumptions: | Interest Rate: | APR* | Loan Term |
|---|---|---|---|---|
| 2009 - 2010 | 5.90% | 6.15% | Up to 48 months | |
| 6.15% | 6.35% | Up to 60 months | ||
| Vehicle value of $25,000+ | 6.90% | 7.04% | Up to 72 months | |
| 2006 - 2008 | 6.40% | 7.06% | Up to 36 months | |
| 6.65% | 7.15% | Up to 48 months | ||
| 2004 - 2005 | 7.40% | 8.06% | Up to 36 months | |
| 2003 & older | 8.40% | 9.35% | Up to 24 months | |
|
APR = Annual Percentage Rate | ||||
Home Equity Loan Interest Rates
| Loan term | Interest rate |
APR* |
|---|---|---|
|
60 Months (up to 80% loan-to-value) |
6.40% Fixed Rate |
6.82% |
| 60 months (81% - 90% loan-to-value) |
7.40% Fixed Rate |
7.83% |
|
APR = Annual Percentage Rate | ||
Home Equity Line of Credit Interest Rates
| Loan amount | Interest rate | APR* |
|---|---|---|
| 80% or less of appraised value |
Wall Street Journal Prime + 1% |
Quarterly, the rate will adjust to 1 point over Wall Street Journal Prime. Wall Street Journal Prime is now 3.25% (eff. 12/17/2008). If it does not change, the first rate adjustment would be to 4.25% APR. Rate floor: Initial Rate |
|
81% - 90% of appraised value |
Wall Street Journal Prime + 2% |
Quarterly, the rate adjusts to 2 points over Wall Street Journal Prime. Wall Street Journal Prime is now 3.25% (eff. 12/17/2008). If it does not change, the first rate adjustment would be to 5.25% APR. Rate floor: Initial rate |
|
APR = Annual Percentage Rate | ||
Mortgage Loan Interest Rates
Rates often change several times per day. For a specific rate quote, please contact one of our Mortgage Lending Experts and let us give you the BEST AVAILABLE RATE!
Contact: Marcene Carstensen or Paul Suderman now for a rate quote!


